Contractors Bond Requirements – Changed!! The requirement for a General Contractors Bond has been $12,000 and for a Specialty Contractor $6,000 for….well…. a LONG time. New requirements have been released, let’s dive in! You don’t want to miss this and…
Written By: Ryan M Gamaunt, FSS, LUTCF A Buy Sell agreement is essential for any business owner. As one of my clients said during a planning session, “If I don’t set up and fund a proper Buy Sell Agreement, I…
“I just want you to find me the least expensive policy” said a business client during a recent policy review. “Isn’t that your job as my agent? Margins are tight and I need to save money wherever I can.” “Actually”…
I was just talking with the owner of a local real estate agency this week and reviewing their insurance portfolio when he asked “So sometimes I let my employees drive my vehicle when they need a truck to haul things,…