You have a business to run, we can help with your insurance and bonding needs!
As a locally owned and operated independent insurance agency, our job is to provide you options and guidance for your business. We work with all types of business owners.
Did you know that there are several bond changes going on in Washington right now?
We can help!
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Why Choose Us?
It's simple - when it comes to getting a bond issued faster, with less stress, our agency delivers.
What is a Surety Bond?
A surety bond is a contract among three parties—the principal (your business), the obligee (the entity requiring the bond), and the surety (the insurance company)—ensuring that your business fulfills its obligations. Whether you’re a contractor, service provider, or in any field requiring surety bonds, we can provide the right bond to meet your needs, including:
- Contract Bonds: Ensure the completion of projects according to the terms of the contract.
- License and Permit Bonds: Guarantee that your business complies with local, state, and federal regulations.
- Performance Bonds: Protect project owners from financial loss if your business fails to deliver on its commitments.
- Payment Bonds: Ensure subcontractors and suppliers get paid for their work, even if the main contractor defaults.
Why You Need a Certificate of Insurance
A Certificate of Insurance (COI) serves as proof that your business holds the necessary insurance coverage, including general liability, workers' compensation, or other specific policies. It’s a critical document for:
- Securing Contracts: Many clients or partners will require a COI before doing business with you.
- Compliance: Certain industries or projects require specific insurance coverage to comply with regulations.
- Risk Management: A COI demonstrates that your business is protected against potential liabilities, offering peace of mind to you and your clients.
